Just a little layered template to help you pass the time -- and it's easy, too! Tip: take the photos you want to use for the little rectangles, set your crop tool to make a 2x2" square, then drag the photo over the appropriate layer. Make a clipping mask, then move the little square around until it shows what you like... lot easier than resizing the whole picture every time, plus it'll save file space.
Here's the layout I made with it (the fonts are Porcelain and Enchanted Prairie Dog):
And here's the freebie! (Click on the image to go to the download area)